Most companies treat it like a cost to manage. The ones who treat it like a profit lever pull millions to the bottom line. This tool shows what disciplined benefits management is actually worth on your income statement.
Quick intro from CKHow to use this tool, and why it changes the conversation with your CFO.
Move the sliders. The math updates instantly. Copy the summary or share the link with your CFO.
How many "things" your business sells annually: products, contracts, jobs, transactions, whatever your main revenue unit is.
The typical price tag on one of those units, before any discounts.
The gap between sticker price and what actually hits your books. Set to 0 if this doesn't apply.
Your total company spend on medical benefits each year, in millions.
Your profit margin after operating costs, what flows to the bottom line for every dollar of revenue.
How much of your healthcare spend a disciplined strategy could reasonably reduce.
The High-Performing Health Plan Blueprint is the framework CK uses with employers who decide to engage. It's structured around five outcomes. Most benefits conversations cover one or two. This one maps all five.
Information is not education. A year-round strategy to drive benefits literacy, trust, and confident use.
Can you defend your funding decision with data? 5-year cost curve management, not 1-year renewal management.
Execution quality becomes employee experience and CFO reporting. Low-friction, high-integrity operating system.
Benefits can't feel like a fax machine in a flying-car world. AI-enabled digital front door for care navigation.
The eat-your-vegetables, seatbelt pillar. Proactive governance that protects EBITDA and enterprise value.
A 12-page reference covering all five pillars in detail. The same framework CK uses with CFOs and HR leaders to build defensible, multi-year benefits strategies.
This isn't a pitch. It's a 30-minute conversation to figure out whether your situation lines up with the kind of work I do, and whether there's enough opportunity here to justify the next step.
Opens in a new tab. No commitment.
Senior Partner at The Baldwin Group (NASDAQ: BWIN), with 18 years in employee benefits consulting. CK helps CFOs and HR leaders at mid-to-large employers protect and drive EBITDA by reframing benefits spend as a profit lever rather than a cost center.
His work centers on the High-Performing Health Plan Blueprint, a proprietary methodology built around five measurable outcomes: employee value perception, financial performance strategy, operational efficiency, digital healthcare strategy, and governance and accountability.
CK is a professional speaker, including the PlanSource Eclipse keynote and the Exponential Healthcare Conference. He works with employers across skilled nursing, healthcare, manufacturing, professional services, and higher education.